But how often do you hear of people making a claim when they get sick, because they aren’t working and missing out on income? How many people take out adequate insurance to ensure they and their families are well cared for, in the event of illness or death? Unfortunately, it’s not enough people – despite the fact that cancer, heart attacks and stroke happen every day.

It’s a fact of life that unexpected or unfortunate events can occur, leaving you or your family without an income. You may not be able to see the benefits of the insurance that you have taken out on a daily basis, but in a time of crisis, there is no doubt that you will be thankful for it.

For those that think that they will never claim on insurance, a study from 2009 revealed that an average of just over $11 million per working day was given to Australians who had submitted claims. And that was not just for those with families or spouses, but also young singles and couples. Taking out insurance is a safety net that should not be overlooked, particularly in today’s ever-changing economic climate.

VENIO Financial, based in Perth, focus on personal risk insurance and are dedicated to assisting you and your family in finding the perfect insurance solutions for your individual situation. Take a look at their website www.venio.com.au or give VENIO Financial a call on 08-6365 6023 today to ensure that if that rainy day does come, you are prepared for anything!